Neo Cortex Intelligence Strategic Approach
Actuarial Science & AI: Predictive Modeling and Advanced Risk Management
Data Analysis & Construction of a Reliable Reference Framework
We begin by structuring and harmonizing all the data used in your actuarial models:
Integration of financial histories, claims, and customer behaviors.
Consolidation of external data (markets, weather, health, mobility, cyber, etc.).
Data cleaning and normalization through our AI pipelines.
Detection of anomalies, outliers, and potential biases.
Objective: Create a solid, comprehensive, and reliable foundation for advanced actuarial calculations.
AI-Assisted Predictive Modeling
Our proprietary algorithms develop more precise and responsive projection models:
Forecasting of claims and rare events.
Dynamic estimation of technical reserves (IBNR, BE, SCR, etc.).
AI-powered extreme scenario simulations (stress tests).
Behavioral segmentation models and risk scoring.
Objective: Anticipate risk with greater accuracy than traditional methods.
Advanced Optimization of Actuarial Calculations
Our AI solutions automate, accelerate, and enhance the reliability of the most complex calculations:
Real-time massive calculations (Monte Carlo, bootstrap, time series).
Portfolio optimization and dynamic pricing.
Reduction of uncertainties through hybrid statistical + AI models.
Automated generation of updated transfer functions and assumptions.
Objective: Faster, consistent, and robust results.
AI-Based Pricing & Personalization
Our technology offers a unique ability to create products and pricing:
AI-driven identification of the most influential variables.
Individualized or micro-segmented pricing.
Dynamic models adjusted based on real behaviors (auto, health, home, cyber, etc.).
Price-risk elasticity analysis.
Objective: Maximize profitability while aligning with real risks.
Global Risk Management & Predictive Scenarios
We integrate AI-enhanced risk models:
Predictive macroeconomic scenarios (inflation, rates, volatility).
Systemic risks and non-linear correlations.
Modeling of emerging risks (cyber, climate, autonomous mobility, etc.).
Dynamic dashboards to track risk evolution.
Objective: Anticipate disruptions, manage uncertainties, and guide strategy.
Automation of Actuarial Processes
Through our intelligent orchestrations, we automate:
Regulatory reporting (Solvency 2, IFRS 17, Basel, etc.).
Production of key performance indicators (S/P, MCR, coverage ratios).
Generation of compliance documents.
Automatic updates of assumptions and models.
Objective: Reduce human error and accelerate actuarial cycles.
Governance & Transparency of AI Models
Neo Cortex Intelligence guarantees:
Explainable and audited models (Explainable AI).
Complete traceability of calculations.
Continuous bias control.
Full compliance with regulatory standards and requirements.
Objective: Make AI a rigorous, compliant, and controlled tool.
Advanced Visualization & Intelligent Reporting
Our interfaces provide:
Dynamic visualization of projections.
Interactive exploration of models.
Automated reports for executive committees.
2D/3D visual scenarios (like the example shown above).
Objective: Make complex analyses simple, accessible, and actionable.
Value Summary – Actuarial Science Reinvented by Neo Cortex Intelligence
Ultra-precise predictive modeling through our proprietary AI algorithms.
Accelerated, optimized, and automated actuarial calculations.
Dynamic pricing and intelligent segmentation.
Proactive analysis of emerging risks.
Full transparency and regulatory compliance.
High-end visualization for decision-making.
An integrated scientific, technological, and operational approach.